James Lukezic - Connection Between Education and Future Income

Most of those who have experienced success in the financial field, similar to James Lukezic a former Cornell alumnus, would agree that there is an obvious correlation between someone’s education and their future earning potential.

 

Your Education Level Influences Your Mean Earnings
According to 2009 data, there is an obvious correlation between education and earning ability. The mean annual earnings for those without a high school diploma stood at $20.000. That amount increased by as much as $11.000 among high-school graduates. Those who attended college but failed to obtain a degree had roughly the same mean earnings (plus $1000 annually).

An associate college degree resulted in a $41.000 mean salary, a bachelor’s degree clocked in at $57.000, and a master’s diploma at $74.000. The mean earnings linked to doctorate and professional degrees came in at 2nd and 1st, with $103.000 and $128.000, respectively. These numbers show a clear correlation between education level and earning ability.

Education Is an Investment
It is rather obvious that education should be looked upon as a future investment that very likely puts a cap on someone’s earning ability. By obtaining a master’s degree, PhD, MD or law degree, one virtually guarantees certain opportunities that are usually only available to a select few. The higher the level of education is, the lower the chances of having financial problems.

James Lukezic notes that while not all situations were created equal, and while some will never get the chance to pursue a higher education, all of those who have a realistic chance at it should do everything in their power to achieve these goals.
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James Lukezic - The Role of the SEC

As someone who has worked in the financial and investment field for many years, James Lukezic understands the role of the SEC quite well.

The SEC (‘Securities and Exchange Commission) was created by the United States Congress to monitor the American stock market. It holds supervisory power that extends to insider deals, as well.

Foundation

The organization was founded in 1934 in the middle of the Great Depression, five years after the infamous Black Friday when Wall Street crashed. The hope behind the process was to restore the lost confidence in the capital markets. The organization wanted to achieve this by monitoring every phase of the financial processes, making sure that the companies (as well as the brokers and dealers) conduct themselves in an honest and ethical manner.

The Whistleblower Program

The whistleblower program was created after the 2010 Dodd-Frank Wall Street and Consumer Protection Act, and is arguably the most powerful “weapon” in the hands of the SEC. It offers high rewards to those who share information that ultimately leads to certain law enforcement actions.

Organizational Structure

The president appoints the five commissioners, and one of them is elected as the chairman. To make sure that no political group can gain too much influence, it is mandated that a maximum of three members can come from the same political party. The organization consists of five divisions and has a grand total of 23 offices. The duties include interpretation and enforcement of certain financial rules, as well as overseeing the securities market and coordinating the regulatory processes.

As an experienced fiduciary, James Lukezic cannot emphasize just how important the role of the SEC is.
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James Lukezic - Importance of Volunteerism

As someone who consistently volunteers to help various special needs organizations, James Lukezic understands the importance of giving back. As much as this process is about the aspects of giving and not necessarily about getting something in return, the volunteers benefit from the practice, too.

 It Helps You Strengthen Relationships

Sharing an interest with someone is a special bond that can fuel relationships between people from all walks of life. If you volunteer with someone who you’re already in a relationship with, the bond between the two of you can strengthen even further. Volunteering also strengthens your ties to your local environment.

It Improves Your Interpersonal Skills

Having advanced interpersonal skills is one of the most relevant tools in a work environment. If you become a volunteer, you will frequently meet with a group of people who share at least one, but likely many more interests. That makes this process very similar to those that are usually present in a work environment.

It Helps You Bond with Your Family

If you have a young child or children, volunteering together can offer even more advantages. It is well-known that a child often learns certain patterns from their close environment. Showing some social sensibility is important because it teaches them to care for others and develop empathy.
Most frequent volunteers, such as James Lukezic, believe that pursuing this passion is the most rewarding when it comes from a place of genuine concern. However, if more people were to realize that the process can also offer actual advantages to the volunteers, the organizations would be in much better shape.

James Lukezic - Becoming an Expert Sommelier

James Lukezic is a fine wine expert who regularly holds wine tasting events in New York City. Becoming a highly coveted sommelier like him requires the simultaneous presence of skill and devotion. But how to actually start? Here are a few tips.

Learn the Process

You can start by signing up for a wine tasting course that will help you learn some basics. While one’s taste can vary when it comes to wines, the wine tasting process – by professional standards – remains the same.

The Five Main Characteristics

How sweet is your wine? What about its acidity level? How dry it is? What kind of fruits can you taste in it? What can you tell about its body? Learning to find and differentiate these characteristics in a wine will allow you to accurately pin-point its vintage and to determine its quality.

Attend a Seminar

Once your taste bulbs are capable of recognizing previously mentioned qualities and you develop a core base for the abilities you will need as a sommelier, attending a seminar is definitely the next step. If you find the right place with a good reputation, they can likely show you every trick in the book. How you have to concentrate on the feel at the top of your tongue when tasting to determine a wine’s sweetness, or the fact that a wine with a higher viscosity clings onto the side of your glass a little longer.

There is such a thing as a natural in wine tasting, but even if you have that innate ability with finely-tuned senses like James Lukezic, attending a course can help you to utilize your skills better.
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James Lukezic - A History of Cornell University

James Lukezic has been working as a financial advisor for over thirteen years. His success in the field has been in part due to his exceptional education. Mr. Lukezic had the rare privilege of attending one of the most prestigious schools in America, Cornell University. Mr. Lukezic received a Bachelor of Science from Cornell, which would act as the foundation for his education and career to be built upon.

Cornell did not just play a big role in the development of Mr. Lukezic, but the American education system as well. The history of Cornell is a unique one. The university started when Andrew Dickson White of Syracuse and Ezra Cornell of Ithaca coming together to establish the university in Ithaca, New York in 1865.
Cornell was initially funded by Ezra Cornell’s contribution of $400,000. Cornell was a passionate man that believed in education and philanthropy. He was also a newly elected member of the state senate while he was creating the university.

Interestingly enough, Mr. Cornell was not a man that came from money. He was a self-made businessman, one that made a fortune on the Western Union Telegraph Company through stock he received while it was forming. The twist of fate turned Mr. Cornell, a man that had been poor for most of his life, into a philanthropist. It was then that Cornell found his best contribution was to establish a college for practical pursuits, one that allowed the poor to seek an equal education.

James Lukezic and many like him learned much through Cornell University, all thanks to the actions of one man many years ago.

Source(s): ​https://en.wikipedia.org/wiki/History_of_Cornell_University
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James Lukezic - Introduction to the American Helicopter Society

James Lukezic has worked as a financial advisor in fiduciary governance for over thirteen years. While he is passionate about his job, Mr. Lukezic has many other interests as well. As a result, Mr. Lukezic is not just a member of the NYC Fencer’s Club, but also the American Helicopter Society (AHS).

The AHS is a non-profit technical organization designed for scientists, engineers, and others working on or interested in helicopters, or any form of vertical flight technology. Currently the organization has two dozen active chapters around the world. AHS has over 70 corporate members, and 28 educational members.

The AHS was created in 1943. In the beginning the society was primarily known for the publishing of a vertical flight technology magazine called, “Vertiflite”. The AHS would also publish “The Journal of the American Helicopter Society (JAHS). The purpose of these publications, and the society itself has always been to “enhance the understanding of vertical flight technology”.

The AHS official website states that the non-profit organization’s vision is, “To provide global leadership for scientific, technical, educational, and legislative initiatives that advance the state-of-the-art of vertical flight.”

The AHS accomplishes their goals in many ways, including awarding $50,000 in annual scholarships. The organization also sponsors an annual student design competition to encourage innovation and youth development. The AHS is the world’s oldest and largest technical society that is dedicated to understanding vertical flight.

James Lukezic became a part of the AHS because of his interest not just in helicopters and other flying devices, but to make a contribution to the community.

Source(s): https://en.wikipedia.org/wiki/AHS_International

James Lukezic - ERISA Explained

James Lukezic is a financial advisor that specializes in retirement plans, services, and fiduciary governance. He has over thirteen years of experience in the field, working for a variety of clients. Mr. Lukezic’s experience and skill set allowed him to become the Director of Investments with Oppenheimer & Company, Inc. Mr. Lukezic’s position within the company requires a substantial knowledge of ERISA, also known as the Employee Retirement Income Security Act.

ERISA is an important part of retirement planning, as the act was designed to protect the assets of millions of Americans to ensure that the funds placed in retirement plans would still be there when employees retired. The real purpose of ERISA was to establish standards for retirement plans.

If an employer has a pension plan, ERISA enforces certain rules that must be associated with those plans. For instance, ERISA specifies at what time an employee must be allowed to become a pension plan participant, how long they have to work before they have a non-forfeitable interest in their pension, how long an employee can be away from a job before it affects benefits, and whether their spouse has a right to part of the pension in the event of death.

It is important to note that though ERISA establishes strict standards for a pension plan, it does not require an employer to establish a pension plan. IF an employer does choose to have a benefits plan however, they must abide by ERISA regulation. That is why fiduciary advisors like James Lukezic have such a familiarity with the act.

Source(s): http://webapps.dol.gov/dolfaq/go-dol-faq.asp?faqid=225

James Lukezic - How to Improve Your Fencing

James Lukezic is not just a fiduciary advisor with over 13 years of experience, he is also a member of the NYC Fencer’s Club. Mr. Lukezic and other fencing enthusiasts are always on the lookout for new ways to improve their abilities and get an edge against the competition.

Becoming a better fencer is a journey that is different for each individual. However, there are a few basic steps that can help most improve. Here are a few:

• Take Private Lessons Consistently: The old adage practice makes perfect comes to mind here. Often improving your abilities is just a matter of routine practice. However, it is important to get individual training. While group lessons can be helpful, consistent private coaching can substantially improve your abilities.
• Practice Point and/or Blade Control: A good way to develop control is to tape an x on something that won’t be damaged from repeated hitting. Then spend some time each day practicing your lunge, jump lunge, advancing lunge, and the step-up lunge. Keep practicing until you hit the center of the x several times in a row.
• Work on Your Disengage: The counter parry and disengage are essential parts of a fencer’s repertoire. Working on disengage techniques is best done with a partner. Work with your partner making the smallest disengages possible while they make lateral parries. Then switch roles to learn both sides of the movement.

Fencing enthusiasts like James Lukezic work hard to keep themselves physically and mentally fit. Their fencing skills have been developed with discipline and practice.

Source(s): http://www.wikihow.com/Improve-Your-Fencing

James Lukezic - What you Should Know About the America Helicopter Society

James Lukezic is a successful finance professional who is involved with the American Helicopter Society. He is well-educated and experienced in the financial industry. He is a Director of Investments with Oppenheimer & Company, Inc. and a successful fiduciary advisor. When he is not working with his clients, he enjoys learning about vertical flight technology.

 The American Helicopter Society is the oldest and largest technical society that is dedicated to studying and understanding vertical flight technology. It was founded in 1943, and it is a nonprofit organization. In 1943, the first helicopter was put into service in the United States. That technological feat catalyzed the creation of the American Helicopter Society. This society provides interested parties with a forum to discuss technology and information on vertical flight.

The American Helicopter Society is the world’s first professional vertical flight technical society. The members of this society are focused on providing “an international forum through which to expand the body of knowledge of vertical flight.” This society is also “the global resource for information on vertical flight technology.”

The goal of this society is to providing leadership on a global level for technical, scientific, educational and legislative initiatives that could possibly advance vertical flight technology. The American Helicopter Society organizes and co-sponsors annual regional and international conferences. These conferences allow professionals to come together to share new research and theories. The society also publishes The Journal of the American Helicopter Society. James Lukezic has an interest in vertical flight technology and is a member of this society.

Source:
https://vtol.org/who-we-are/about-ahs
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James Lukezic - Three Tips for Working with Clients

James Lukezic is a financial professional who is experienced with working with clients. While he was with Merrill Lynch & Company, Citigroup Global Markets, Bank of America, and Wells Fargo, his responsibilities included developing new business relationships and maintaining existing business relationships. Financial and fiduciary advisors often work directly with clients. In order to succeed as an advisor, it is important to be able to develop strong client relationships.

Trust is essential in finance. Clients entrust their financial advisors with confidential information, and trust them to provide sound advice. As a financial advisor, your main goal should be to develop trust in your client relationships. If your clients know that they can rely on you, they will most likely stay with you for several years.

Another tip for working with your clients is to listen to them. You should take the time to listen to their financial needs and concerns. You will be able to provide them with better advice if you fully understand what your clients are hoping for in their finances. You are more likely to have a better working relationship with your clients if they feel as though you are listening to them.

Communication is also key in this industry. You can develop great working relationships with your clients if you communicate with them. This will demonstrate that you are keeping up with their portfolios, and that you are cognizant of their needs. James Lukezic is a financial advisor who has experience as a relationship manager. He always works hard to develop strong business relationships.
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James Lukezic - Three Tips for Succeeding as a Financial Advisor

Financial advisors are knowledgeable individuals who help their clients invest and make responsible financial decisions. James Lukezic is a hardworking and successful financial advisor who specializes in fiduciary advising. He has more than 13 years of experience and he has worked with a wide array of clients. Succeeding in this field involves having a strong financial knowledge, as well as excellent people skills.
                                                   

An important tip for succeeding as a financial advisor is to develop an excellent knowledge of finance. You should have studied business or finance while you were in college. However, your education should not stop there. You should consistently educate yourself on current market trends. This knowledge will help you better serve your clients.

A second tip for succeeding in this profession is to focus on developing client relationships. Your goals should be to retain long term clients. Therefore, you should build strong business relationships with each of them. It is important for there to be trust between financial advisors and their clients. Take the time to get to know your client and demonstrate to them that you are a knowledgeable and trustworthy finance professional.

A third tip for succeeding in this industry is to network within your professional field. Networking and connecting with other finance professionals could help you develop new skills and gather new information. It is important to get involved in professional societies that are associated with your career. James Lukezic is a successful financial advisor in New York. He has years of experience and specializes in fiduciary advising.

James Lukezic-Everything you Should Know About ERISA

James Lukezic is an experienced and successful fiduciary advisor located in New York. He works for Oppenheimer & Company, Inc. and specializes in corporate retirement planning. He is well versed in retirement planning. and was offered a position on the Fidelity Investments Defined Contribution Advisory Committee in 2015. In order to succeed as a retirement advisor, it is important for professionals to have a strong knowledge on a variety of topics.

The Employee Retirement Income Security Act (ERISA) is one of these topics. This act was passed in 1974 and is “a federal law that sets minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in these plans.” This act is an important piece of protection for employees throughout the United States.

ERISA requires plan providers to inform participants about plan features and funding. This act also sets minimum standards for aspects such as benefit accrual and funding, participation, and vesting. ERISA also requires plans to have an established grievance and appeals process available for their participants. It also “provides fiduciary responsibilities for those who manage and control plan assets.”

An important fact to know about this act is that it does not cover retirement plans that are established or maintained by government entities, churches, or plans which are maintained solely for worker’s compensation, disability laws, or unemployment. James Lukezic has a strong knowledge of retirement planning and the laws and regulations that are involved with retirement plans, benefits, and compensation.  

Source:https://www.dol.gov/general/topic/retirement/erisa